StableGlobe Trade
Pay your suppliers anywhere in the world. In minutes.
Fast, compliant, stablecoin-powered supplier payments and trade finance for Ghanaian businesses. No bank wire delays. No hidden FX spreads. Full compliance trail.
- Compliant
- Ghana-Incorporated
- VASP-Regulated
- Settlements in Minutes
- Full Audit Trail
The Problem
Your suppliers are ready. Your bank is not.
Every time you pay a supplier through a traditional bank wire, you lose on three fronts: time, cost, and certainty. StableGlobe Trade is built to fix all three.
3 to 5 Days
Average international wire settlement time
By the time your payment clears, your rate has moved and your supplier has sold to someone else.
8.78%
Average cost of sending money to West Africa
On a $20,000 order, that is $1,756 in fees before a single product moves.
Zero Visibility
No tracking once funds leave your bank
You chase your bank. Your bank chases their correspondent. Your supplier chases you.
The Solution
StableGlobe Trade: built for how African trade actually works.
Speed
Supplier payments settle in minutes, not days. Stablecoin rails bypass the correspondent banking chain entirely.
Transparency
Your rate is agreed before you confirm. Your total cost is displayed before you send. No surprises at settlement.
Compliance
Every transaction generates a full AML-screened payment record, FX conversion receipt, and audit trail. BoG documentation requirements met automatically.
Simplicity
No blockchain knowledge needed. No private keys. No wallets. It looks like your business banking portal. We handle everything underneath.
Who It Is For
Built for the businesses that move Ghana's import economy.
Importers
High volumeBusinesses importing goods from China, India, Turkey, the UAE, or Europe. Pay suppliers directly in USDC, settled in minutes.
Exporters
FX inflowsReceive USD or EUR from foreign buyers. Convert inflows to GHS efficiently. Hold digital USD between transactions.
Diaspora-Linked Businesses
Cross-borderWorking capital arriving from the UK, US, or Canada. Receive it compliantly and deploy it faster.
SMEs with FX Payables
Recurring paymentsSaaS subscriptions, professional service fees, licensing costs, equipment imports. Any recurring USD payment obligation.
How It Works
From GHS to your supplier. In four steps.
Onboard and Verify
Register your business and complete KYB in 24 to 48 hours. We verify your business registration, directors, and payment purpose.
Add Your Supplier
Enter your supplier's USDC wallet address or bank details. We verify recipient details before the first payment.
Initiate Payment
Select supplier, enter amount, confirm your rate and total cost before sending. Rate is locked for 5 minutes.
Supplier Confirmed
Your supplier receives funds. You receive a real-time confirmation and a downloadable compliance document. Done.
Transparent Pricing
You know the cost before you send. Always.
StableGlobe Trade charges a conversion spread and a flat transaction fee. That is it. No hidden correspondent bank charges. No markup buried in the rate.
Conversion Spread
From 1%
Applied on every GHS to USDC conversion. Displayed upfront before you confirm.
Transaction Fee
From $10
Flat fee per outbound supplier payment. No percentage surprise on large transfers.
Monthly Subscription
From $30/month
Optional plan for businesses sending regularly. Includes reduced spread and priority processing.
Compare that to 8.78% via your bank.
Regulatory Framework
Compliance is not an afterthought. It is the product.
StableGlobe Trade operates within Ghana's VASP regulatory framework under Act 1154. Every transaction is AML and CFT screened. Every payment generates documentation that meets BoG FX requirements. Your business is protected.
- Full AML and CFT screening on every transaction
- FATF Travel Rule compliance above threshold
- Automated BoG-compliant FX documentation
What your accountant gets:
- FX Conversion Receipt per transaction
- Payment Confirmation record
- Monthly Transaction Report
- Exportable compliance log
All ready to download from your documents dashboard.
How We Compare
The numbers speak for themselves.
| Traditional Bank Wire | FX Bureau | StableGlobe Trade | |
|---|---|---|---|
| Settlement Time | 3 to 5 days | 1 to 3 days | Minutes |
| Total Cost on $10,000 | $878 or more | $300 to $500 | $80 to $150 |
| FX Rate Transparency | Hidden in spread | Disclosed at sale | Pre-agreed and locked |
| Compliance Documentation | Manual, bank-issued | Partial | Automated, audit-ready |
| SME Access | Restricted | Improving | Open by design |
| Payment Tracking | None | Limited | Real-time |
Common Questions
Questions businesses ask before their first payment.
StableGlobe Trade uses stablecoin rails internally to move your money faster and cheaper. Your business deposits GHS and your supplier receives USD. You never interact with crypto markets, wallets, or blockchain technology directly.
Yes. StableGlobe Markets operates within Ghana's VASP regulatory framework under Act 1154. Every transaction is AML and CFT screened and meets Bank of Ghana FX documentation requirements.
Our compliance team reviews applications within 24 to 48 hours of a complete submission. You will receive an email confirmation once your account is approved.
Your supplier can receive USDC, USDT, or USD via bank transfer, depending on their preference and location. We support suppliers in China, UAE, UK, USA, India, Turkey, and most global markets.
Every transaction automatically generates an FX Conversion Receipt, a Payment Confirmation record, and a compliance log entry. Monthly Transaction Reports are available on demand. All documents are downloadable from your dashboard.
The minimum transaction amount is $500 USD equivalent. There is no maximum, though transactions above $100,000 may require additional documentation.
Your supplier is ready. Your payment should be too.
Open your StableGlobe Trade account today and send your first payment within 48 hours of KYB approval.